Understanding Declined Payments

Payment decline indicates that the customer’s bank has refused the transaction request. Sometimes it is difficult understand why it was declined by reading the response code, only the customer’s bank can confirm the specific reason. Here are a few of the most common ones:

  1. Incorrect credit card number or expiration date;
  2. Insufficient funds;
  3. Some banks will reject charges based on location;
  4. Some banks will reject charges based on their own fraud rules.

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